How To File For Workers’ Compensation In Iowa

Last updated on February 13, 2025

Workers’ compensation is a key source of financial relief for injured Iowa workers. However, pursuing a claim can be intimidating and confusing without the right guidance and support. Let me help you seek the workers’ compensation benefits you need.

I am work accident attorney Nick Platt. My law practice, Platt Law Firm PC, exclusively focuses on workers’ compensation law. From my Urbandale office, I serve clients in Des Moines, Central Iowa and statewide. With over 15 years of experience, I have a deep understanding of the state’s workers’ compensation process and what it takes to navigate it successfully. Below is a step-by-step guide to this process.

Step 1: Report The Injury To Your Employer

Time is of the essence when it comes to this step. In Iowa, you have 90 days to notify your employer of a work injury. Missing this deadline could result in you being ineligible for benefits. Your injury report should include key details on what happened and state your intention to pursue workers’ compensation.

Step 2: Collect Evidence

When pursuing workers’ compensation, it is important to show:

• That your injury was work-related
• The extent of your injury’s impact on you

Given this, it is important to collect documentation such as:

• Incident reports
• Witness statements
• Medical records
• Photos or videos of the accident site

Thorough evidence gathering can be key to supporting your claim.

Step 3: Prepare And File Your Claim

Filing a workers’ compensation claim involves various paperwork. The specific requirements depend on your employer’s policies. Given this, skilled legal guidance can be crucial when preparing and filing a claim.

Step 4: Review Your Employer’s Decision

After investigating your claim, your employer and its insurer will either approve it, indicating what benefits they are offering, or deny it. Carefully review this decision:

• If approved: Look closely at the benefits offered to determine if they meet your needs
• If denied: Make sure you understand the reasons behind the denial

You’ll then need to decide whether to accept or challenge the decision.

Step 5 (If Needed): Contest The Decision

If you believe you were wrongfully denied benefits or offered less than you deserve, you can challenge your employer’s decision. This could involve having discussions with your employer and its insurer or engaging in a formal appeal. The appeals process is complex, with many requirements and deadlines. Avoiding missteps is crucial, as your benefits are on the line.

How Can An Experienced Iowa Workers’ Compensation Lawyer Help You?

Such an advocate can:

• Guide you through the claims process
• Ensure you understand your options
• Explore all avenues for strengthening your case
• Protect your rights
• Advocate for your best interests

I stand ready to be your dedicated, local ally through every step.

Get Trusted Guidance On The Workers’ Comp Process

Learn more about what pursuing workers’ compensation involves and what a difference strong legal support can make. Reach out to me now for a free consultation. You can get in touch by emailing me or calling 515-346-6659. Se habla español.