Workers’ Compensation

Many people have jobs that involve occasional or frequent travel for work. Some occupations are entirely travel-based and require a worker to be away from home on a job site for days, weeks, or months at a time. Normally, Iowa workers’ compensation insurance ensures that employees are compensated for their medical expenses, lost wages, and other damages if they suffer…

Working for yourself has significant benefits: you’re in charge of your own professional direction, your schedule is up to you, and you control how you do your job. Whether you’re an independent contractor or a sole proprietor, being your own boss has disadvantages, too. Employees of even small companies in Iowa are protected by laws like minimum wage and are…

If you’ve suffered a significant on-the-job injury, you may wonder about your rights and responsibilities when it comes to returning to work. If you are eligible for workers’ compensation and may be permanently impaired, you can start claiming healing period benefits immediately following your injury if you have a possibly permanent impairment—there is no waiting period. As you begin to…

Most Iowa workers are protected by workers’ compensation laws. Workers’ comp is a kind of insurance that employers are required to have by state law. It compensates employees who are injured on the job for medical costs, lost wages they suffer as a result of those injuries, and long-term permanent disability (if applicable). Although Iowa law protects workers who file…

After suffering an on-the-job injury, a worker may not be able to perform all the required tasks and essential functions of their job. In Iowa, workers’ compensation laws provide employees who are hurt at work with compensation for their lost wages during their recovery while they are unable to do their job. Sometimes, a worker will be completely unable to…

Workers’ compensation ensures that employees who get hurt on the job are compensated for their injuries and lost wages. However, Iowa workers’ compensation protection covers only employees of Iowa companies—not independent contractors. An independent contractor isn’t eligible to file for workers’ compensation for a work-related injury. How do you know whether you are a covered employee or an excluded independent…

In Iowa, when an employee suffers a work injury, the employer has the right to direct and choose the medical care providers. If you suffer a work injury, you should notify your employer and ask to be directed to medical care.  Your employer will likely not allow you to go to your own personal physician and likely will not pay…

Experiencing an injury at work is a stressful event, especially when it leaves you unable to continue performing your normal job duties or make a sustainable living for your family. Workers’ compensation is designed to provide you with benefits that can support you in the event that you experience an injury while on the job that leaves you unable to…

Workers’ compensation is an insurance program that ensures that employees who are injured while working will be compensated for their injuries and lost wages. All Iowa employers are required to pay premiums; injured employees may recover from the workers’ compensation policy carrier compensation for partial lost wages, paid medical care, and partial or total permanent disability benefits as appropriate. Only…