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You may know that workers’ compensation benefits are available if you’re injured on the job, but did you know that they may also cover long-term occupational disorders? If your occupation has caused or worsened a disability, chronic illness, or impairment, you may be able to pursue a workers’ compensation claim. What Is an Occupational Disease? Under the…

In Iowa, most employers are required to purchase or self-provide workers’ compensation insurance coverage for workers who are classified as employees. Employers are permitted to obtain this insurance through the qualified carrier of their choice, and they may switch providers if they so choose. If your employer switches insurance carriers at some point during your…

Workers’ compensation insurance covers on-the-job injuries for most Iowa workers. It pays benefits to injured employees for medical expenses, lost wages, and other damages they suffer due to work-related injury or illness. In Iowa, certain kinds of non-bodily injuries, including psychological disorders such as post-traumatic stress disorder, may be covered by workers’ comp under certain circumstances. What…

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