Most Iowa workers are protected by workers’ compensation laws. Workers’ comp is a kind of insurance that employers are required to have by state law. It compensates employees who are injured on the job for medical costs, lost wages they suffer as a result of those injuries, and long-term permanent disability (if applicable). Although Iowa…

After suffering an on-the-job injury, a worker may not be able to perform all the required tasks and essential functions of their job. In Iowa, workers’ compensation laws provide employees who are hurt at work with compensation for their lost wages during their recovery while they are unable to do their job. Sometimes, a worker…

Workers’ compensation ensures that employees who get hurt on the job are compensated for their injuries and lost wages. However, Iowa workers’ compensation protection covers only employees of Iowa companies—not independent contractors. An independent contractor isn’t eligible to file for workers’ compensation for a work-related injury. How do you know whether you are a covered…

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